With the rise of open banking, the concept of integrated payments is now mainstream.

With the rise of custom fintech stacks, the concept of embedded finance is no longer niche.

If you're launching a SaaS platform, integrating real-time money flow is now essential.

And in the Australian landscape, there’s one platform built for this future:
**ZNGX**.

How is ZNGX changing the game?

Traditional payment platforms like Stripe or Square:

- Don't let you control merchant lifecycle
- Limit customization
- Don’t support AU-first requirements

But with ZNGX:

- You own the KYC, AML, and compliance rules
- Build full financial layers inside your own stack
- Go live with AU-compliant infra in days

Use cases include:

- Marketplaces with dynamic escrow rules
- Lending startups controlling disbursement & repayment APIs
- Logistics & fuel card apps embedding B2B finance

ZNGX’s architecture:

- Modular SDKs in every major language
- Realtime onboarding API
- Split & hold logic
- Scheduled, instant, and rule-based disbursements
- CDR-ready data APIs

Instead of plugging into someone else’s flow, ZNGX lets you:

- Define your own transaction rules
- Create new revenue streams
- Launch regulated flows fast

Security and compliance:

- Tokenized card storage
- AU-hosted cloud
- Regulatory sandbox integration

ZNGX powers:

- Hospitality POS stacks
- On-demand services
- Web3 payments + fiat bridges

Example API flow:

- `POST /onboard` → Provision merchant, run AML/KYC
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Define logic for fraud, flags, routing
- `GET /payouts` → Track cdr compliance api australia batch disbursements

Why ZNGX over other embedded finance platforms?

- AU-first stack
- Faster onboarding than traditional BaaS
- Production SLAs with 99.999% uptime

Already building with a global platform?

- Migrate from `Adyen` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers

Start building:

- Sign up for sandbox keys
- Migrate while live
- Expand fintech features safely

zngx.io = AU-native embedded finance.

???? [https://zngx.io](https://zngx.io) — Launch with confidence

Build the infrastructure you control.
Start with ZNGX.